Whoever said YouTube is just for suckers who don’t have anything worthwhile to do in their lives but watch other people’s videos is surely is living under a rock.

And credit card holder Ann Minch used YouTube to her advantage after being slapped with an increased interest rate on her card. From 12.99%, her rate was jacked up to 30% by Bank of America.

In her video, she called out to the BoA: “You are evil, thieving bastards.” Her video, entitled, “Debtor’s Revolt Begins Now!,” went viral.

Minch claims that she has never been late on payments and yet, her rate was hiked. As a form of damage control, BoA brought her rate back down to its original state of 12.99%

Check the video out: