How do you and your spouse manage your finances? Are both of you wanton spenders? Just one of you? Typically, if both spouses do not share the same conservative view on spending, then it doesn’t help the household.

Oftentimes, such conflicting views with regard to money also get to argue a lot. A lot of fighting breeds bitterness. And longer states of bitterness usually end up in divorce. And divorce is always a financial killer on at least one party.

Financial habits do not change overnight. That’s why many financial gurus would claim that you should marry right. So it’s best to discuss these things with your partner before hooking up for the long haul. If you’re not too sure, then a pre-nup might be in order.

If you’ve already tied the knot, then be sure that you be completely honest and talk things out and if you’re the miserly one, be sure to keep good track of your household’s finances.