You have to be really smart when opting for payment plans. Many would appear to be affordable with the first glance since you might be thinking of the impact of each payment to your paycheck but you also have to consider the overall impact on your...

One of the most overlooked item in one's monthly budget is savings. It's always best to pay yourself first. Before you earmark your income for bills and such, make sure that a percentage gets automatically stashed away as savings. One way to help you...

The hard and fast rule is to get yourself out of debt and stay clear of it. However, circumstances may force you to take out a loan. Not everyone can purchase a home outright and might have to take a mortgage. However, before you opt to get yourself into...

Recovery? Maybe. Financial services giant JPMorgan Chase reported a $3.3 billion profit - a 55% jump from a year back. Analysts credit the bank's Wall Street efforts and the improvement of the economy as the reason for the positive results. The bank is...

Asset-based lending's basically putting up collateral for loans. For many business owners today, it has become a viable option to inject fresh capital into their business. Credit-worthiness has become an issue for many small businesses today and with...